Potholes are a nuisance pretty much everywhere, and the methods traditionally used to keep track of them aren't efficient. Whether it be driving around to visually inspect roads or watching videos of streets to spot and prioritize the repair of pavement damage, strategies typically used by towns and cities require a fair amount of time and labor. But AI could make that process a bit easier and quite a bit faster. One group exploring the use of AI to support the municipal officials in charge of road maintenance has been developing a software system that could not only aid in road repairs but also bridge and building maintenance as well.

The group, led by John Zelek at the University of Waterloo, has been using road images sourced from Google Street View to develop its system, which automatically analyzes photos of roads to spot potholes, cracks, and other damage. In theory, municipal officials could use the software to analyze images taken via vehicle-mounted phone cameras when employees are driving as part of their day-to-day work. "If governments have that information, they can better plan when to repair a particular road and do it at a lower cost," Zelek said in a statement. "Essentially, it could mean lower taxes for residents."
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The researchers are also looking to apply the system to drone images taken of bridges, buildings, and other infrastructure as well as images of construction projects. "If the parts of a new building aren't coming together properly, it would be very beneficial to flag problems before the next 30 stories have been put up," said Zelek.

Tokenization is the process of replacing sensitive data with unique identification symbols that retain all the essential information about the data without compromising its security. Tokenization, which seeks to minimize the amount of data a business needs to keep on hand, has become a popular way for small and mid-sized businesses to bolster the security of credit card and e-commerce transactions while minimizing the cost and complexity of compliance with industry standards and government regulations.

Payment card industry (PCI) standardsdo not allow credit card numbers to be stored on a retailer's point-of-sale terminal or in its databases after a transaction. To be PCI compliant, merchants must install expensive end-to-end encryption systems or outsource their payment processing to a service provider who provides a "tokenization option." The service provider handles the issuance of the token value and bears the responsibility for keeping the cardholder data locked down. 

In such a scenario, the service provider issues the merchant a driver for the POS system that converts credit card numbers into randomly-generated values or tokens. Since the token is not a primary account number, it can't be used outside the context of a specific unique transaction with that particular merchant. In a credit card transaction, for example, the token typically contains only the last four digits of the actual card number. The rest of the token consists of alphanumeric characters that represent cardholder information and data specific to the transaction underway. 
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Tokenization makes it more difficult for hackers to gain access to cardholder data, as compared with older systems in which credit card numbers were stored directly in databases and exchanged freely over networks. Tokenization technology can, in theory, be used with sensitive data of all kinds including bank transactions, medical records, criminal records, vehicle driver information, loan applications, stock trading and voter registration.

It's not a secret that Microsoft hasn't been winning the hearts and minds of consumers lately.
Killing off products like the Groove Music service, Microsoft Band fitness tracker, and Windows Phone have left many questioning whether Microsoft's grand plan is to focus on business users and leave consumers to its competitors.

But at the company's recent Inspire conference, Microsoft execs told their partners that Redmond isn't giving up on consumers.

Yusuf Mehdi – whose new title as of June 2018 became corporate vice president of Modern Life and Devices – led a session at the partner show in Las Vegas, Nev., where he outlined the company's vision for what officials plan to christen "Modern Life Services."

"Modern Life” and "Gaming" are the two new additions to Microsoft's core digital solution areas that its sales force and its partners are meant to target in fiscal 2019 and beyond. The others, which Microsoft announced a year ago at Inspire, are “Modern Workplace,” “Business Applications,” “Applications and Infrastructure,” and “Data and AI.”

In teeing up his presentation, Mehdi acknowledged that "in the last couple of years, we've lost a little of that magic with consumers," according to attendees who asked not to be named.

Most consumer companies are laser-focused on one thing, Mehdi said. Amazon is focused on shopping; Spotify, on music; Netflix, on movies. Microsoft's core value proposition is productivity, he said. The company's job is to try to make productivity sexier.

Microsoft is targeting so-called "professional consumers" with these services, Mehdi said. These are people who already know how to use technology but need to figure out how to use it better to make them more productive. The goal of these services will be to give users back time and help them focus on what matters to them.

Microsoft officials believe because the company already "owns the work calendar with Outlook," that it has a foothold in working to blur the line between consumer and commercial activities.

What, exactly, will qualify as a Modern Life Service? Mostly they will be apps, services, and features that Microsoft already makes available or soon will in Windows, Outlook, and PowerPoint, but which officials will attempt to position as well suited to the needs of professional consumers on Windows PCs, iPhones, and Android phones.
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One example is the Microsoft "Your Phone" app, which Microsoft execs first showed off at the Build 2018 developer conference earlier this year. Your Phone on Windows 10 will allow users to respond to text messages on their Windows desktops, as well as drag and drop photos from their desktops and send them via their phones without actually having to access the phones. Microsoft believes that by not having to interrupt their workflow, users will save time and be more productive.

Installing solar panels in your home can lower your environmental footprint and your monthly bills, but there are also some disadvantages you should know. Here are seven issues to consider.

1 Solar Panels Don’t Require Maintenance.Despite what solar panel makers may tell you, maintenance of the panels is not a problem once you have them installed. Solar panel manufacturers try to get people to lease solar panels, insisting that then the homeowner won’t have to worry about maintenance. Don’t let this get to you! The only thing you have to do is keep the panels clear of debris, by using a garden hose, out of direct sunlight, a few times a year.

2 SRECs and Tax Credits Aren’t Forever.Solar panel manufacturers will push you to invest in their product for many reasons, including the promise of SRECs (Solar Renewable Energy Credit) and tax credits. Every Megawatt-hour of electricity produced by your solar panels results in an SREC. In some states, SRECs are sold to utility companies, who then pay homeowners for each SREC they purchase. While such credits are a great incentive, they’re not a forever promise. For example, the Federal Solar Tax Credit will end for home solar in 2021.

3 The Effectiveness of Your Solar Panels Drops Each Year.It’s not a significant drop, but solar panel manufacturers aren’t going to be quick to disclose that efficiency of panels drops each year slightly. For panels manufactured after 2000, a 20-year-old panel will produce around 92% of its original power. 

4 You Should Be Careful of Your Warranty.It’s essential you do research on the solar panel manufacturers out there and hone in on which one has the best warranty. Most warranties last for 20 to 25 years, but for them to follow through, the manufacturer must still be in business. As always, choose a manufacturer with a solid reputation.

5 The Production of Solar Panels Creates Pollution.Solar is held up as an energy-saving, environmentally-friendly powerhouse. And while that’s undoubtedly true in many cases, the transportation and installation of solar energy systems are linked with the emission of greenhouse gases. Toxic materials and hazardous products have also been associated with the manufacturing process.

6 You Might Not Want Solar If You Have Low Electricity Costs.Solar is enticing for many reasons, most notably for financial and environmental sustainability. But if you don’t have substantial electricity costs, to begin with, you might want to reconsider investing in solar, since, if your electricity costs are low, your solar savings will be as well. Along with the size of your home and your usage, where you live also has an impact on your energy costs. For instance, in Louisiana, the cost of electricity is 27% lower than the national average.
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7 You May Not Be a Good Candidate for Solar Energy. Along with living in a state with low electricity costs, there are other things to consider regarding solar energy. For instance, you might need to cut down trees that shade and beautify your home, and that can be very expensive. You may not even have the right roof to support solar panels structurally. These aren’t topics that solar panel companies are going to put right out there, but you should think of all of these things as you consider your options. Are you a good candidate for solar? Here’s what you need to know.